DHHS, Office of the Assistant Secretary for Planning and Evaluation (ASPE)

Lewin contact: Lisa Alecxih

This report presents findings from a survey of employers offering long term care (LTC) insurance to their employees. The survey found that the employer LTC insurance market provides greater access to coverage than the individual LTC insurance market by providing opportunities to avoid extensive medical underwriting. Employers identified simplicity of plan design (most importantly, limiting the number of choices employees face) and employee education as factors critical to the success of a LTC insurance offering.

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